// LEGAL //

Terms & Conditions

Effective Date: March 24, 2026

1. Agreement to Terms

By accessing the DigitalInsuranceHub website and utilizing our services, you formally agree to be bound by these Terms and Conditions. Disagreement with any part of these terms prohibits your use of our platforms.

2. Intellectual Property Rights

Unless expressly stated otherwise, DigitalInsuranceHub and/or its licensors own the intellectual property rights for all material on this website. You may access this for your personal use subjected to restrictions set in these terms.

3. Premium Payments & Cancellation

Premiums are due on the scheduled billing date established during policy inception. Failure to remit payment within the 15-day grace period may result in an immediate lapse of coverage subject to regulatory notice mandates. Cancellations initiated by the policyholder may incur standard short-rate penalty adjustments unless prescribed otherwise by local statutes.

4. Limitation of Liability

Our liability is strictly bound by the actual constraints and stated coverage limits of the precise policy certificate issued. The website and its contents are provided on an "as is" and "as available" basis without any warranties of absolute service continuity or error-free transmissions.